Owning a business is fraught with risk, so having the right insurance coverage in place is critical to mitigating it. Business owners have access to a vast array of insurance plans and policies to protect them. Here are five types of business insurance that need to be in place.
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On a rainy day, your outlook could become gloomy if a customer enters your business or property and suffers a slip-and-fall injury on a wet floor. This could lead to an injury claim.
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Celebrating 35 years with the Dowd Agencies Forbes magazine noted that less than a third of family-owned businesses survive the transition from the first generation to the second, and fewer than 50 percent of those successfully transition to a third generation. We clearly broke this mold: The Dowd Insurance Agencies is a fourth-generation, family-owned, leading insurance provider that has had
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3 ways to recognize the importance of this oft-overlooked essential National Insurance Awareness Day falls on Wednesday, June 28. No fireworks. No cookouts. No decorations. Let’s face it, thinking about insurance is not fun. But still, taking a few minutes to recognize this day could have a tremendous impact on your life, and the lives of your family members. Everyone
Read MoreHave you ever watched a big storm or witnessed an accident on the news that you hope would never happen to you and your business? The truth is you never know when a natural disaster or accident will hit. If it does, is your bottom line covered? Business income coverage (also known as business interruption coverage), is protection against loss
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By John E. Dowd Jr. Change in the business environment is expected. From regional landscape shifts and government regulations to emerging technologies, international competition, and more, it’s important to consider all the reasons why and how to insure your business. And while some changes are predictable, others are not, but there are ways to plan for both. What if you
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Throughout the past 10 years there has been a steady evolution of technology, with these technological advances has come an entirely new area of crime and risk. In the United States alone there were 781 data breaches in 2015, this number has increased from 324 in 2014. With each data leak there are thousands of personal and business files that
Read MoreThe nationwide shift to EMV is well underway. EMV — which stands for Europay, MasterCard and Visa — is a global standard for cards equipped with computer chips and the technology used to authenticate chip-card transactions. In the wake of numerous large-scale data breaches and increasing rates of counterfeit card fraud, U.S. card issuers are migrating to this new technology
Read MoreThe Dowd Insurance Agencies, a leading insurance provider serving New England for over 115 years, launched a formal wellness program to promote physical and mental health of employees in the workplace and at home. The program was officially announced in February at an annual meeting and a committee was formed to create, implement and monitor the effort to support overall
Read MoreIn this need-it-now world, the James J. Dowd & Sons Insurance Agency knows how important it is to meet customer expectations. If they don’t, somebody else will. Watch this Success Story to find out how their brokerage is using value-added services to get more business in the door and keep their insureds loyal and satisfied.
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