Renters Insurance Archives | The Dowd Agencies

Renters Insurance: Protecting What’s Yours

Everyone knows about homeowners insurance, but what about the millions of people who rent a residence? Regardless of ownership, a home is a home—and that’s the very reason for renters insurance.

Tenant Troubles: What You Need To Know

No matter if you’re a landlord or a renter, the housing market can be difficult to navigate. A landlord needs to take proper steps to ensure they find the right tenant and are protected should a situation arise. A renter should ask the appropriate questions to locate and secure the space that’s right for them.

Holiday Hazards: Is Your Home Safe for Guests?

Here come the holidays! Accidents happen, but you can take steps to make your home safe for guests and keep things merry and bright.

Taking a Home Inventory

No one wants to imagine serious damage to their home, much less its total loss, but that unfortunate (though unlikely) potential makes homeowners insurance a necessity of life. And when you purchase coverage, it’s important to make sure all those personal belongings count—literally. That’s the critical purpose of a home inventory.

Emergency Preparedness: Do You Have the Coverage You Need?

Because having the right insurance coverage plays such a key role in being prepared for emergencies, the third week of National Preparedness Month is designated as Check Your Insurance Coverage Week.

College Bound: Do You Have the Right Insurance for your Student?

If you are sending your child off to college this fall, you have a lot on your plate. From school supplies to dorm-room essentials, you want to make sure they have everything they need to settle in and study hard. While you are checking things off your list, don’t forget about insurance coverage.

Beyond the Basics: Types of Insurance You Should Know About

When it comes to different types of insurance, you may not be aware that carrying just the basics can leave you with unintended gaps in coverage.

Landlord insurance: don’t rent out without it

Know how to protect your rental property. When you buy a home, you buy homeowners insurance—usually. The exception? When the home you own isn’t for you to occupy. Rental property, whether a single-family home or one split into multiple units, is a whole different ballgame in terms of insurance. Although one or more parties call the place home, homeowners insurance

Reducing your risk of homeowner insurance hazards in fall and winter

An ounce of prevention may prevent a pound of headaches As the weather turns cooler—and in New England, downright cold—we spend more time in our homes, and the risk for some types of potentially catastrophic home damage increases. The two most common type of seasonal loss reported by homeowners in the fall and winter months are water and fire damage.

When the Dog Bites: Do You Have the Right Coverage?

We are a nation of pet-lovers. The ASPCA reports that approximately 78 million dogs are owned in the United States, and over 40 percent of all households have a dog. It may surprise you, but if you are one of them, it’s something you should talk to your insurance company about.

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Think about the things in your life that are most important to you. Let us help you ensure they are protected.