Our Indian Orchard office is temporarily closed. Please visit our Ludlow office at 187 East Street!

Frank Moskal Agency Becomes Part of the Dowd Agencies

Frank Moskal Insurance Agency of 28 Parker Street, Indian Orchard, MA has merged with The Dowd Agencies of Holyoke, MA. The name of Frank Moskal Insurance Agency will change to Moskal-Dowd Insurance, Inc.  and the quality service and insurance expertise that Moskal clients have known for more than 70 years will continue under this new name. Moskal Insurance was founded

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People on the Move

Mary Ellen Metzger joins the Dowd family. Click here for more  

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Crime Insurance

According to a 2008 study conducted by the Association of Certified Fraud, U.S. businesses lose about 7% of their annual revenues to fraud.  This equates to a staggering $994 billion loss each year nationwide to employee fraud.  Even worse, occupational fraud schemes are extremely costly to a company’s bottom line, with the median loss in the 2008 study coming in

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Risky Business

Insurance buyers are both better educated about the insurance business and far more sophisticated in their insurance demands than ever before. Today, the buyer of insurance-whether an individual providing for a family’s needs or a risk manager of a corporation –knows that an integrated program of insurance protection consisting of property, casualty and liability, life and health insurance is needed.

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Insurance Mistakes

Fear is an important motivator when it comes to buying insurance. We worry about what will happen to assets like cars or homes if they are involved in a disaster, so we buy insurance to help us maintain their financial integrity if something should happen. But in spite of the fact that insurance is designed for this purpose, sometimes it

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The Dowd Agencies Announce the Addition of Two New Team Members

Holyoke/Amherst, MA – The Dowd Agencies, a locally owned independent insurance agency announces two new additions to its growing staff.  Diane LaFleche and Jim Lawton recently joined the agency and will be working out of the Cray-Dowd Amherst office.  Diane will serve as Cray-Dowd’s Commercial Lines Account Manager/Marketer for the Amherst location. In this role Diane will work with new

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Electronic Data Liability Coverage

Have you ever thought about what happens to the sensitive data stored on your company computers if they are lost or stolen?  What about unhappy employees or cleaning services using private customer information in unethical ways?  Click here to read about John E. Dowd, Jr.’s article for Business West on Electronic Data Liability Coverage: How to keep your business protected. 

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