New Flood Premiums
Robert W. Gilbert, principal and president of The Dowd Insurance Agencies was featured on WGGB speaking on the new federal law designed to replenish the National Flood Insurance Fund. Click here to read the full article.
Read MoreWise Policies
Why Life Insurance Is Important for Small Businesses By BILL WALTHOUSE In any business, the death of a key person can seriously cripple stability. Therefore, securing a life-insurance policy is an essential part of a business plan regardless of the industry served, and for many reasons. For example, with life insurance in place, the business can use the death-benefit proceeds
Read MoreNew Dowd TV Commercial
New commercial featuring John Dowd [youtube http://www.youtube.com/watch?v=JWmfx4MZ3k4]
Read MoreKnow the Numbers
R.Kirk Mackey recently wrote an article which appeared in Business West. The article is entitled “Know the Numbers”, and in it Kirk reviews some of the recent changes that affect Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs). Read the full article here.
Read MoreCertificates of Insurance, Evidence of Coverage Forms and Binders
Certificates of insurance, evidence of coverage forms and binders (collectively hereafter referred to as “certificates of insurance”) are intended to summarize insurance policies, including liability limits, in lieu of providing the actual polices to insureds or third parties as proof of coverage. The Massachusetts Division of Insurance (“Division”) has been informed, however, that some insurance companies and insurance producers are
Read MoreTornado Assistance
SBA Assistance SBA provides low-interest business loans of up to $2 million to cover both repair of physical damage and to help a business overcome distaster-related economic injury. Rates will not exceed 4 percent for businesses with no other credit options and repayment terms of up to 30 years are available. If your business property secures and existing mortgage, a
Read MoreRed Cross Assisting Torando Victims
The Red Cross Safe and Well website is being used to track residents who have been displaced by the tornadoes in the Springfield area. It is a free, public communication tool where those affected by disasters can register on the site and post messages that they are safe. Loved ones can then conduct a search on the site to view
Read MoreTornado Assistance
Info for BUSINESSES: FEMA and other federal agencies are currently in the middle of conducting an assessment. This assessment and further federal action may lead to resources becoming available in the future, but nothing as of yet. They’ve provided links to various business assistance agencies that can be found at the link below, but until the fed completes the assessment
Read MoreFrank Moskal Agency Becomes Part of the Dowd Agencies
Frank Moskal Insurance Agency of 28 Parker Street, Indian Orchard, MA has merged with The Dowd Agencies of Holyoke, MA. The name of Frank Moskal Insurance Agency will change to Moskal-Dowd Insurance, Inc. and the quality service and insurance expertise that Moskal clients have known for more than 70 years will continue under this new name. Moskal Insurance was founded
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