How Long Do Life Insurance Payouts Take?

How would your family fare financially if you were to pass away unexpectedly? While this certainly is an uncomfortable topic to consider, making sure you have safeguards in place to protect your family if they were to lose your income is important and necessary.

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Buying Life Insurance: How Much Do You Need?

Here’s how to determine how much life insurance you need to adequately support your family in the case of your untimely death.

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The Dowd Agencies Restructures Financial Services Division

The Dowd Agencies has restructured its financial services division to provide more focused services to its clients. The former Dowd Financial Services has become two distinct divisions: Dowd Wealth Management and Dowd Employee Benefits.

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Saving for Your Future is Great; but Are You Planning for It?

Saving is a key component of financial planning, but it’s only one part of the puzzle. If you are one of the many people without a financial plan, take some time this month, Financial Planning Month, to get on track.

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Might It Be Time to Consider an Alternative to the Fully Insured Marketplace?

Each year, employers face the same old considerations with their group health insurance renewals, carriers, networks, plan designs, rates and employee demographics. Wouldn’t it be great to be able to think outside the box with a Self-Funded Captive option?

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Jon Lumbra named Managing Partner of Dowd Financial Services

The Dowd Agencies, LLC, a leading insurance provider serving New England for over 115 years, has appointed Chief Financial Officer Jon D. Lumbra as the new managing partner of Dowd Financial Services. “This is a natural progression of responsibility and oversight for Jon,” said John E. Dowd, president and CEO. “He brings nearly two decades of experience in financial services

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Will You Really Be Able to Work Longer?

You may assume you will. That assumption could be a retirement planning risk. How long do you think you will work? Are you one of those baby boomers (or Gen Xers) who believes he or she can work past 65? Some pre-retirees are basing their entire retirement transition on that belief, and that could be financially perilous. In a new

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The Dowd Agencies Announce the Appointment of President to Its Financial Services Division

HOLYOKE, MA- The Dowd Agencies, a locally owned independent insurance agency is pleased to announce the appointment of R. Kirk Mackey* as President of Dowd Financial Services LLC (DFS) and its Employee Benefits Division effective February 1, 2013.  DFS is a full service financial division of The Dowd Agencies, with over 50 years of combined expertise specializing in employee benefits.

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