Blog Archives - The Dowd Agencies

Renters Insurance Insights Many Renters Overlook in New England

Policies typically provide coverage for your personal property, personal liability and additional living expenses or loss of use after certain covered losses.

Understanding Home Insurance Deductibles: How to Choose the Best Option for Your Budget

When shopping for homeowners insurance, choosing your deductible plays a significant role in both your premium and what you’ll pay if you ever need to file a claim.

Teen Driver Insurance: Tips for Families in New England

Teen driver insurance can bring questions about cost, coverage and safety. Learn what families should know before adding a teen driver to an auto policy.

Auto Insurance Rates in MA And VT: What Affects Your Premium in 2026

Understanding what goes into your auto rate can help you ask better questions, review your coverage more confidently and identify car insurance discounts that may apply.

Insurance Considerations for Vacation Homes and Second Properties

While a vacation home offers relaxation and family memories, it also brings unique insurance considerations that differ from your primary residence.

people eating burgers and fries at a restaurant

Small Business Insurance For Restaurants and Retailers: Protecting Your Property and Reputation

Restaurants and retailers generally need a combination of commercial property insurance, general liability insurance, business income coverage and other policies based on their operations.

Flood, Earthquake and Other Peril Coverage: What Your Homeowners Policy Typically Excludes

Standard homeowners policies generally cover many sudden and accidental losses, but some of the most financially disruptive events are often excluded or only covered in limited ways.

Personal Identity Theft: Coverage, Costs and Protection Tips

Many carriers offer identity theft coverage as an endorsement or optional add-on, designed to help with covered recovery costs such as legal fees, lost wages and administrative expenses related to personal identity theft.