Insurance Considerations for Vacation Homes and Second Properties
While a vacation home offers relaxation and family memories, it also brings unique insurance considerations that differ from your primary residence.
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Small Business Insurance For Restaurants and Retailers: Protecting Your Property and Reputation
Restaurants and retailers generally need a combination of commercial property insurance, general liability insurance, business income coverage and other policies based on their operations.
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Flood, Earthquake and Other Peril Coverage: What Your Homeowners Policy Typically Excludes
Standard homeowners policies generally cover many sudden and accidental losses, but some of the most financially disruptive events are often excluded or only covered in limited ways.
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Personal Identity Theft: Coverage, Costs and Protection Tips
Many carriers offer identity theft coverage as an endorsement or optional add-on, designed to help with covered recovery costs such as legal fees, lost wages and administrative expenses related to personal identity theft.
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Smart Home Insurance Discounts: Which Devices Help and Which Don’t?
With options ranging from smart thermostats to whole home security systems, can smart home devices help lower your homeowners insurance premiums?
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What Is an Umbrella Insurance Policy and Who Should Get It?
Think of umbrella coverage as an extra layer of protection for life’s unexpected moments.
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Stay Safe While You Shop: 6 Holiday Tips to Protect Your Purchases and Identity
The holiday season brings joy, generosity and—unfortunately—a higher risk of scams, theft and fraud. We offer these tips to help keep your holidays focused on celebration—not stress.
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Year-End Insurance Checkup: Preparing for the New Year
Insurance should never be a “set it and forget it” decision. Life changes—such as buying a new home, adding a vehicle or hiring employees—can all impact your insurance needs.
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Reducing Business Liability: Essential Risk Management Tips for Small Businesses
One of the most critical aspects of entrepreneurship is also one of the most overlooked: reducing business liability. Without the comprehensive resources available to larger corporations, small businesses must take proactive steps to identify, assess and manage risk.
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An Ounce of Prevention: Prep Your Home and Car for Winter Safety
We understand how winter weather impacts our region, and we believe in the power of prevention. Here, we offer a few proactive steps to help you reduce risks and avoid unnecessary disruptions.
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