Flood Archives | The Dowd Agencies

Fire and ice: winter property damage woes

Fire & Ice: Winter Property Damage Woes

Fire and ice result in some common winter property damage woes. Here are some tips to help you avert damage to your home.

Buyer Beware: What’s Not Covered by Homeowners Insurance

We explain several categories of disasters and emergencies that aren’t typically covered by the standard homeowners insurance policy, and the extra coverage available.

Emergency Preparedness: Do You Have the Coverage You Need?

Because having the right insurance coverage plays such a key role in being prepared for emergencies, the third week of National Preparedness Month is designated as Check Your Insurance Coverage Week.

Reducing your risk of homeowner insurance hazards in fall and winter

An ounce of prevention may prevent a pound of headaches As the weather turns cooler—and in New England, downright cold—we spend more time in our homes, and the risk for some types of potentially catastrophic home damage increases. The two most common type of seasonal loss reported by homeowners in the fall and winter months are water and fire damage.

Love that dirty water? Not when it’s in your home

3 misconceptions about flood insurance In Massachusetts, we enjoy the classic rock hit “Dirty Water,” especially during baseball season in the summer. But it’s a whole different story when that dirty water invades your home. According to the Federal Emergency Management Agency (FEMA), flooding is the most common natural disaster in the United States, affecting every region and state. Yet

Recovering from a Disaster

By John E. Dowd Jr. Change in the business environment is expected. From regional landscape shifts and government regulations to emerging technologies, international competition, and more, it’s important to consider all the reasons why and how to insure your business. And while some changes are predictable, others are not, but there are ways to plan for both. What if you

John Dowd Featured on WWLP about Flood Damage

Hurricane Irene left hundreds of homeowners with flooding damange. WWLP recently interviewd John Dowd on what homeowners need to know about flood insurance. Click here to view the story.

Take Active Steps To Reduce Your Flood and Water Damage Risk

Water damage from naturally occurring floods and mechanical breakdowns cause extensive and catastrophic losses to homes every year. But there are numerous ways you can safeguard your home from these losses, including the following. Your home’s drainage system should be checked to verify that proper water drainage occurs. For example, gutter downspouts should extend the proper distance from the foundation.

Reasons To Buy Flood Insurance

The National Flood Insurance Program (NFIP) is one of the few sources of insurance for flood-prone communities that include millions of American homes and businesses. The program of the Federal Emergency Management Agency deserves recognition for NFIP insurance being the great bargain that it is. They list a few good reasons to purchase Flood Insurance. To read more, click here.

National Flood Safety Awareness Week

Its A Good Time to Review Your Flood Insurance Policy The National Association of Insurance Commissioners (NAIC) is pleased to support The National Oceanic and Atmosphere Administration (NOAA)-sponsored 2008 National Flood Safety Awareness Week, March 17-21. Floods threaten homes from coast to coast – and they can happen anytime, anywhere and without warning. The damage from a flood is not covered

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