Homeowners Archives | The Dowd Agencies

Buyer Beware: What’s Not Covered by Homeowners Insurance

We explain several categories of disasters and emergencies that aren’t typically covered by the standard homeowners insurance policy, and the extra coverage available.

Celebrate wisely with Fourth of July safety tips.

Top Ten Fourth of July Safety Tips

For 243 years, Americans have marked the Fourth of July holiday with fireworks and backyard barbecues. We’re here to help you ensure the smoothest celebration for both activities with our top ten Fourth of July safety tips.

Time for an Insurance Review? 5 Reasons It Might Be

While you won’t see a parade or fireworks in celebration of National Insurance Awareness Day, there is one thing you should add to your calendar: an annual insurance review. Here are five reasons why.

National Safety Month: Know How to Reduce Your Risks

Did you know that accidental injury has now become the third highest cause of death in the United States? That’s an alarming statistic from the National Safety Council. By making small changes to your daily routine, you can help reduce your risks.

Summer Cycling: Coverage and Cautions for National Bike Month

May is National Bike Month in part because it kicks off the summer cycling season. Whether you bike to work or just for fun, it’s important to know both the rules of the road and what’s covered by insurance if something goes wrong.

Bug Prevention Strategies for Homeowners

In an effort to avoid unwanted infestations during the warmer months, The National Pest Management Association advises homeowners that pest-proofing practices should become part of your annual spring cleaning routine. You can keep common critters at bay by adding a few simple steps to your checklist.

Dig Safe: It’s the Law in Massachusetts

As the ground begins to thaw, many homeowners’ thoughts turn to their yards and gardens, which is why April is Safe Digging Month. If any of your outdoor projects involve digging more than a couple inches into the ground, you’ll need to take precautions to dig safe.

Tenant Troubles: What You Need To Know

No matter if you’re a landlord or a renter, the housing market can be difficult to navigate. A landlord needs to take proper steps to ensure they find the right tenant and are protected should a situation arise. A renter should ask the appropriate questions to locate and secure the space that’s right for them.

Holiday Hazards: Is Your Home Safe for Guests?

Here come the holidays! Accidents happen, but you can take steps to make your home safe for guests and keep things merry and bright.

Don’t Let Your Home Maintenance End Up in the Gutter

Cleaning out your gutters every few months can feel like a hassle, which causes you to put it off time and time again. Whether you do it yourself or hire a professional, they need regular cleaning and inspection. Without maintenance, they can collapse, fall off the house and ultimately cause water damage to your home.

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Think about the things in your life that are most important to you. Let us help you ensure they are protected.