Homeowners Archives | The Dowd Agencies

Holiday Hazards: Is Your Home Safe for Guests?

Here come the holidays! Accidents happen, but you can take steps to make your home safe for guests and keep things merry and bright.

Don’t Let Your Home Maintenance End Up in the Gutter

Cleaning out your gutters every few months can feel like a hassle, which causes you to put it off time and time again. Whether you do it yourself or hire a professional, they need regular cleaning and inspection. Without maintenance, they can collapse, fall off the house and ultimately cause water damage to your home.

Taking a Home Inventory

No one wants to imagine serious damage to their home, much less its total loss, but that unfortunate (though unlikely) potential makes homeowners insurance a necessity of life. And when you purchase coverage, it’s important to make sure all those personal belongings count—literally. That’s the critical purpose of a home inventory.

Emergency Preparedness: Do You Have the Coverage You Need?

Because having the right insurance coverage plays such a key role in being prepared for emergencies, the third week of National Preparedness Month is designated as Check Your Insurance Coverage Week.

Home Maintenance You’ll Regret If You Forget

Homeowners can find themselves surprised at how much maintenance they need to do to their houses, even new ones. Sometimes, the maintenance is simple, like plunging a toilet or touching up paint on a wall. Other times, home maintenance projects require the help of a professional. Skipping these projects—big or small—could wind up costing you in the long run.

Pool Protection: Insurance and Safety Considerations

Splashing around in a backyard pool can be a refreshing way to cool off on a hot summer day, but before you dive in, make sure you have the right insurance protection and safety precautions in place. Required Pool Protection If you have a pool, or plan to get one, be sure it complies with state laws and local ordinances

Mind the Gap(s)

Insurance policies aren’t all-encompassing Most people assume that if they have homeowners insurance, auto insurance and life insurance, they are protected in case of life’s major emergencies, but that is typically not the case. That’s why it’s important to review your coverage regularly with your agent. Here are a few of the most common gaps in coverage that we find.

Bundling Your Insurance Plans Can Help You Save a Bundle

If you’re like most people, you are likely already aware of the benefits of bundling. Perhaps you bundle your cable, internet and phone service. Or maybe you bundle your order as a value meal at your local fast-food restaurant (would you like fries with that?). Bundling your insurance policies––for example home, auto and life––can also save you both time and

Practice Fireplace Safety during the Cold Winter Months

A little caution and some common sense can prevent a cozy fire from turning into a devastating blaze Relaxing in front of a roaring fire is standard practice for many of us in New England, especially with the frigid temps we’ve experienced so far this month. But before you strike a match, take a few minutes to review these standard

Landlord insurance: don’t rent out without it

Know how to protect your rental property. When you buy a home, you buy homeowners insurance—usually. The exception? When the home you own isn’t for you to occupy. Rental property, whether a single-family home or one split into multiple units, is a whole different ballgame in terms of insurance. Although one or more parties call the place home, homeowners insurance

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Think about the things in your life that are most important to you. Let us help you ensure they are protected.