There are many types of liability exposures your business faces daily and should be covered against. This includes bodily injury to others, damage to property of others, cyber liability , employment practices liability and professional errors and omissions.

If a claim is filed against you, liability insurance will provide you with a legal defense. Should the judgment go against you, your liability insurance will cover damages up to the policy’s limits.


Evaluating Your Risk

Evaluating your business’s level of risk is a complex issue. Every business is unique and has individual liability risks.

Consider determining the amount of liability coverage you need for your business as a work in progress. At a minimum, an annual review of your risk analysis is essential. You should also review your insurance needs whenever your business changes in size, diversifies into new markets or relocates.

As a local western Massachusetts company ourselves, we are intimately familiar with many of the challenges you face. We’ll work with you to put together a plan to protect your business now and in the future.