There are many types of liability exposures your business faces daily and should be covered against. This includes bodily injury to others, damage to property of others, cyber liability, employment practices liability and professional errors and omissions.

If a claim is filed against you, liability insurance will provide you with a legal defense. Should the judgment go against you, your liability insurance will cover damages up to the policy’s limits.

and legal liability stemming from employment practices.

In the event that a claim is filed against you, liability insurance will provide you with a legal defense. Should the judgment go against you, your liability insurance will cover damages up to the policy’s limits.

liability-insurance

Evaluating Your Risk

Evaluating your business’s level of risk is a complex issue. Every business is unique and has individual liability risks.

Consider determining the amount of liability coverage you need for your business as a work in progress. At a minimum, an annual review of your risk analysis is essential. You should also review your insurance needs whenever your business changes in size, diversifies into new markets or relocates.

As a local western Massachusetts company ourselves, we are intimately familiar with many of the challenges you face. We’ll work with you to put together a plan to protect your business now and in the future.