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Quick Refresher: Golden Rules of the Road for Back to School

As the song goes, “School days! School days! Dear old golden rule days!” It’s back to school time, so let’s brush up on some of the golden rules of the road to keep our kids safe as they travel to and from school.

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5 Types of Business Insurance Every Company Needs

Owning a business is fraught with risk, so having the right insurance coverage in place is critical to mitigating it. Business owners have access to a vast array of insurance plans and policies to protect them. Here are five types of business insurance that need to be in place.

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Might It Be Time to Consider an Alternative to the Fully Insured Marketplace?

Each year, employers face the same old considerations with their group health insurance renewals, carriers, networks, plan designs, rates and employee demographics. Wouldn’t it be great to be able to think outside the box with a Self-Funded Captive option?

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Rooted in tradition, committed to today: The Dowd Agencies at 120

In 1898, first-generation American James J. Dowd established a humble insurance agency in the heart of Holyoke. The rest, as they say, is history.

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Beyond the Basics: Types of Insurance You Should Know About

When it comes to different types of insurance, you may not be aware that carrying just the basics can leave you with unintended gaps in coverage.

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Safety First (Then, Shish Kebabs)

Did you know nearly 9,000 home fires a year are started by grilling? As cookout season heats up, Dowd offers measures for helping to keep your home, guests and family safe.

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Pool Protection: Insurance and Safety Considerations

Splashing around in a backyard pool can be a refreshing way to cool off on a hot summer day, but before you dive in, make sure you have the right insurance protection and safety precautions in place.

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The Who, What and Why of Workers’ Compensation Insurance

Who Must Carry Workers’ Comp Insurance? All employers in Massachusetts (and in every other state except Texas) are required to carry workers’ compensation insurance, more commonly referred to as workers’ comp. What is Workers’ Comp? Workers’ compensation insurance covers lost wages and medical treatment resulting from an employee’s work-related injury or illness regardless (in most cases) of who was at

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The ABCs of ATV Insurance

Off-road vehicle riding is a popular pastime in Massachusetts and surrounding states, but before you head off road on your ATV (all-terrain vehicle), review the following information to ensure you have the protection you need.

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