@dowd.mmadmin, Author at The Dowd Agencies

Advice on Flood Policies during Stormy Summer

David Griffin Jr. was interviewed on Western Mass News about what flood policies cover and the steps you can take to protect yourself.

Driver opening a beer bottle behind the wheel

3 Things that Impact Your Auto Insurance More than Accidents

An accident isn’t the worst thing that can happen to your auto insurance rates. There are at least three things that can impact your rates more than accidents.

Illustration of a padlock on a computer screen

Ransomware Insurance: What Business Owners Need to Know

Learn how ransomware insurance can limit immediate and long-term financial damage to your business if you are attacked.

Determining Rideshare Accident Liability

In the complicated legal landscape of ridesharing, who is responsible in the event of an accident? Here’s what you need to know as a passenger or as a rideshare driver.

Types of Homeowners Insurance Coverage

There are several types of homeowners insurance that offer varying levels of protection. We break down what you need to know.

Hail Damage Insurance: Are You Covered?

With more than 5,000 hailstorms in the country each year, they’re a common occurrence. Do you need hail damage insurance? Are you already covered? Here’s everything you need to know.

Insurance Basics for New Graduates

Your child is officially a college graduate, (potentially) leaving the nest and heading off on their own for the first time. It can be a turbulent stage both for them and for you; that’s why we’re here to provide you with the insurance basics for new graduates.

Difference between Long-Term Disability and Long-Term Care Insurance

Learn how to decide whether you should get long-term disability or long-term care insurance and what each could mean for you and your family.

One Size Does Not Fit All: Save with Insurance Personalization

Do you live near water? Do you own a motorcycle you can’t ride in the Massachusetts winters? These factors will affect your coverage, so let us come up with a personalized plan that matches your unique lifestyle.

Hobby or Business: Understanding Farm Insurance

When you think of a farm, what do you picture? Acres and acres of corn or wheat sprawling off into the distance? If this is what you’ve envisioned, you’re right—but not entirely. Anything as small as a backyard garden could be considered a home business in need of insurance.

Author: @dowd.mmadmin