We’ve all heard it before: a brand-new car loses 30% of its value when it’s driven off the lot. That means if your car is totaled or stolen, your insurance company will only pay out what your car is worth at the time of the claim. The purpose of Guaranteed Asset Protection—better known as GAP insurance—is to cover the
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The most important policy you may think you don’t need You lock up your home at night. You secure your children in 5-point harness car-seat systems and make sure you buckle up, too. You keep emergency numbers posted on the fridge, right near the phone. Then, with these things in place, you carry on. And that’s our segue to a
Read MoreEven for a Massachusetts native, there are plenty of reasons to visit New England’s northernmost state. Go for the legendary lobstah. Check out the vast beaches or historic hiking trails. Shop the famed outlets, and score your favorite fashions for less. But if you’re looking to score a bargain on your trailer’s registration, you’re wiser to stay close to home.
Read More“Can I take the car tonight?” It’s one of those questions that virtually all parents anticipate, and that most ultimately will hear—time and again. The thought of your son or daughter behind the wheel of a vehicle may stir a mix of emotions, from anxiety and fear to excitement and relief. Although the nuances of auto insurance may not be
Read MoreHave you ever watched a big storm or witnessed an accident on the news that you hope would never happen to you and your business? The truth is you never know when a natural disaster or accident will hit. If it does, is your bottom line covered? Business income coverage (also known as business interruption coverage), is protection against loss
Read MorePicture this – it’s Thanksgiving and you have entire gaggle of family show up for the holidays, some by plane and some by car. While you are thrilled about your family visiting, chances are these out-of-town guests will ask to borrow your car for a last minute trip to the grocery store. You might want to hesitate before tossing them
Read MoreThere truly is no place like home, your own bed, your own space—but what happens when that oasis is damaged? Your home, whether it is a house or a condominium is likely to be your most valuable asset. That is why homeowners insurance is so important, you need to make sure you have the right insurance and that your policy
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By John E. Dowd Jr. Change in the business environment is expected. From regional landscape shifts and government regulations to emerging technologies, international competition, and more, it’s important to consider all the reasons why and how to insure your business. And while some changes are predictable, others are not, but there are ways to plan for both. What if you
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What is the Difference Between Collision and Comprehensive Auto Insurance? All automotive insurance policies are not created equal, and unlike liability coverage, both collision and comprehensive insurance are intended to pay for damage to your own vehicle. While all types of auto insurance are important, as a driver it is imperative to know how your policy protects your car. What
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Throughout the past 10 years there has been a steady evolution of technology, with these technological advances has come an entirely new area of crime and risk. In the United States alone there were 781 data breaches in 2015, this number has increased from 324 in 2014. With each data leak there are thousands of personal and business files that
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