Our Indian Orchard office is temporarily closed. Please visit our Ludlow office at 187 East Street!

Around-the-Clock Service

Find out how Dowd offers truly around-the-clock service…

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Certificates of Insurance, Evidence of Coverage Forms and Binders

Certificates of insurance, evidence of coverage forms and binders (collectively hereafter referred to as “certificates of insurance”) are intended to summarize insurance policies, including liability limits, in lieu of providing the actual polices to insureds or third parties as proof of coverage. The Massachusetts Division of Insurance (“Division”) has been informed, however, that some insurance companies and insurance producers are

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Tornado Assistance

SBA Assistance SBA provides low-interest business loans of up to $2 million to cover both repair of physical damage and to help a business overcome distaster-related economic injury. Rates will not exceed 4 percent for businesses with no other credit options and repayment terms of up to 30 years are available. If your business property secures and existing mortgage, a

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Red Cross Assisting Torando Victims

The Red Cross Safe and Well website is being used to track residents who have been displaced by the tornadoes in the Springfield area. It is a free, public communication tool where those affected by disasters can register on the site and post messages that they are safe. Loved ones can then conduct a search on the site to view

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Tornado Assistance

Info for BUSINESSES: FEMA and other federal agencies are currently in the middle of  conducting an assessment. This assessment and further federal action may lead to resources becoming available in the future, but nothing as of yet. They’ve provided links to various business assistance agencies that can be found at the link below, but until the fed completes the assessment

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Frank Moskal Agency Becomes Part of the Dowd Agencies

Frank Moskal Insurance Agency of 28 Parker Street, Indian Orchard, MA has merged with The Dowd Agencies of Holyoke, MA. The name of Frank Moskal Insurance Agency will change to Moskal-Dowd Insurance, Inc.  and the quality service and insurance expertise that Moskal clients have known for more than 70 years will continue under this new name. Moskal Insurance was founded

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People on the Move

Mary Ellen Metzger joins the Dowd family. Click here for more  

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Do You Know What To Do If Disaster Strikes?

The Institute for Business and Home Safety has a great site that can help you prepare and protect your property from Hail, Flooding, Freezing, Earthquake and other natural disasters.  Enter your zip code and the more common types of occurrences for your area will be listed. 

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Are You Properly Insured for Your Summer Fun?

Nearly all summertime, outdoor activities come with increased risks. A call to your insurance agent is always a good first step in making sure you are protecting yourself and your family.  The National Association of Insurance Commissioners offers some tips to make sure you and your family are insured for the increased risks that come with outdoor activities.  To read the

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