By John E. Dowd Jr. Change in the business environment is expected. From regional landscape shifts and government regulations to emerging technologies, international competition, and more, it’s important to consider all the reasons why and how to insure your business. And while some changes are predictable, others are not, but there are ways to plan for both. What if you
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What is the Difference Between Collision and Comprehensive Auto Insurance? All automotive insurance policies are not created equal, and unlike liability coverage, both collision and comprehensive insurance are intended to pay for damage to your own vehicle. While all types of auto insurance are important, as a driver it is imperative to know how your policy protects your car. What
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Throughout the past 10 years there has been a steady evolution of technology, with these technological advances has come an entirely new area of crime and risk. In the United States alone there were 781 data breaches in 2015, this number has increased from 324 in 2014. With each data leak there are thousands of personal and business files that
Read MoreBy: John E. Dowd, Jr In the world of insurance everyone knows that driving history can impact your insurance rates. What most people do not realize is that your insurance rates can go up because you decided to buy a new pair of shoes or a nice new grill for the summer months. This emerging tactic is called price optimization
Read MoreBy: John E. Dowd, Jr. With families preparing to host barbecues this summer or gearing up to take a weekend trip, it is important to understand that many insurance policies provide for liability coverage, even for certain accidents outside the home. Liability coverage is a typical component of a homeowner’s insurance policy. While no one expects to be held liable
Read MoreBy: John E. Dowd, Jr. Today our entire lives are bundled, we bundle our cable, internet, and phone, and just like shopping at Costco the idea of ordering in bulk or paying for multiple services through one provider brings the price down. The same can be said for insurance policies. Most Americans start driving under their parents insurance and although
Read MoreThe Dowd Insurance Agencies, a leading insurance provider serving New England for over 115 years, launched a formal wellness program to promote physical and mental health of employees in the workplace and at home. The program was officially announced in February at an annual meeting and a committee was formed to create, implement and monitor the effort to support overall
Read MoreIn this need-it-now world, the James J. Dowd & Sons Insurance Agency knows how important it is to meet customer expectations. If they don’t, somebody else will. Watch this Success Story to find out how their brokerage is using value-added services to get more business in the door and keep their insureds loyal and satisfied.
Read MoreHOLYOKE, Mass. – The Dowd Insurance Agencies, a leading insurance provider serving New England for over 115 years, today announced they will host a series of Baystate Blood Donor Program blood drives at their Holyoke facility located at 14 Bobala Road. The first mobile blood drive will be held Tuesday, Aug. 11 from 9 a.m. to 2 p.m. in The
Read MoreThe Dowd Agencies, a leading insurance provider serving New England for over 115 years, today announced Account Executive David Griffin, Jr., has received the Certified Insurance Counselors (CIC) designation. This accomplishment is not mandated for the insurance industry, but provides an extensive knowledge-base to benefit consumers. “Prestigious designations like CIC are essential if you want to be considered among the
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