A mixed blessing: your teen got a driver’s license!

  It’s an exciting time when your teenager gets their license. The big question on every parent’s mind, though, is: what does this do to my auto insurance premium? Statistics show that young operators are at much higher risk to get into fender benders than experienced operators. This results in the cost of your collision coverage going up. So, what

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Do I Need to Buy Insurance for my Rental Car?

Whether you’re on a business trip, vacationing or your car is in the shop, there are many reasons why you may find yourself behind the wheel of a rental. But before you drive away, you should give your insurance agent a call to discuss if you are covered under your current automotive policy. Typically, your personal automotive insurance should extend

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Insurance: the wisest investment of your young life

Get it now, be glad you did later     We’ll be the first to admit it: Insurance isn’t particularly riveting. Don’t get us wrong; we happen to find it quite interesting, and heaven knows it’s important. It simply doesn’t spark much excitement. Not in the way something like a robbery, a serious injury or a lawsuit might. Those things

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David W. Griffin, Jr., promoted to vice president at The Dowd Insurance Agencies

The Dowd Insurance Agencies, a leading insurance provider serving New England for more than 118 years, today announced David W. Griffin, Jr., has been promoted to vice president of The Dowd Insurance Agencies. Griffin is based out of the Holyoke office and works with the other branches based in Hadley, Southampton, Ludlow and Indian Orchard. “The Dowd Insurance Agencies is

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What’s driving your monthly premium?

How auto coverage costs are determined, and how you can help control them  The whirlwind weekends spent online and on lots are behind you at last; you’ve got yourself a new vehicle. You did the math, worked your sales-defense savvy and settled on a manageable loan payment. Hopefully, your number crunching considered that other monthly payment, the one that goes

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Five generations later, Holyoke’s Dowd Agencies stays true to insurance roots

Written by Keith O’Connor, Special to The Republican No story about the Dowd Agencies – the oldest insurance agency in Massachusetts under continuous family ownership – and its tremendous growth over the years can be told without a little background history first. Like many Irish immigrants who came to settle in Holyoke, James J. Dowd arrived in the Paper City

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Bridging the GAP- Don’t Let Depreciation Put You at Risk!

  We’ve all heard it before: a brand-new car loses 30% of its value when it’s driven off the lot. That means if your car is totaled or stolen, your insurance company will only pay out what your car is worth at the time of the claim. The purpose of Guaranteed Asset Protection—better known as GAP insurance—is to cover the

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Learning the Facts of Life (Insurance, That Is)

The most important policy you may think you don’t need You lock up your home at night. You secure your children in 5-point harness car-seat systems and make sure you buckle up, too. You keep emergency numbers posted on the fridge, right near the phone. Then, with these things in place, you carry on. And that’s our segue to a

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Headed north for trailer registration? You may be sorry!

Even for a Massachusetts native, there are plenty of reasons to visit New England’s northernmost state. Go for the legendary lobstah. Check out the vast beaches or historic hiking trails. Shop the famed outlets, and score your favorite fashions for less. But if you’re looking to score a bargain on your trailer’s registration, you’re wiser to stay close to home.

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Auto Insurance: Why You Should Make It a Household Term

“Can I take the car tonight?” It’s one of those questions that virtually all parents anticipate, and that most ultimately will hear—time and again. The thought of your son or daughter behind the wheel of a vehicle may stir a mix of emotions, from anxiety and fear to excitement and relief. Although the nuances of auto insurance may not be

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