Do You Know What To Do If Disaster Strikes?

The Institute for Business and Home Safety has a great site that can help you prepare and protect your property from Hail, Flooding, Freezing, Earthquake and other natural disasters.  Enter your zip code and the more common types of occurrences for your area will be listed. 

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Tips for Lowering Your Auto Insurance Premiums

The NAIC has compiled some suggestions to help lower your auto insurance premiums.  To read their tips, click here.

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Get Prepared Before Your Summer Road Trip

If you’re planning a summer road trip, it’s crucial to review your auto insurance before you hit the road. In case you’re involved in an accident, it’s also important to know what happens when you file a claim. The National Association of Insurance Commissioners (NAIC) offers these tips for consumers planning summer travel.

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Are You Properly Insured for Your Summer Fun?

Nearly all summertime, outdoor activities come with increased risks. A call to your insurance agent is always a good first step in making sure you are protecting yourself and your family.  The National Association of Insurance Commissioners offers some tips to make sure you and your family are insured for the increased risks that come with outdoor activities.  To read the

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ARE THE LIMITS OF INSURANCE FOR YOUR HOME ACCURATE?

Is the amount of property insurance on your home correct? What is the appropriate amount of coverage for your home? To begin with, it should be insured for at least 80 percent of its replacement cost when covered under a standard homeowners policy. Replacement cost refers to the amount necessary to repair or replace damaged building parts with items of

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Cell Phone and Safety Belt Laws By State

If you wonder as you pass through a state what their laws are regarding cell phone use and the use of seat belts, this list with some of the states should help: State Cell Phones Safety Belts       Connecticut Hand-held phones may not be uses while driving Required for drivers and front-seat passengers; standard offense Delaware No restrictions Required for driver and

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WINDSTORM RISK CONTROL TIPS

Windstorm and hurricane losses account for an inordinate share of homeowners losses every year. In particular, people on the southeastern and central eastern seaboard and the Gulf Coast face substantial loss exposures to hurricanes and tropical storms. There are, however, steps you can take concerning your home that can reduce your exposure to these losses. These include risk control measures

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MAIA Cautions Consumers About Progressive Quotes

  Framingham, MA—Progressive Insurance Direct went live with its private passenger auto insurance website on May 1st. Initial reports of “dirt cheap” rates led the Massachusetts Association of Insurance Agents (MAIA) to look deeper at the actual quotes. According to MAIA President and Chief Executive Officer, Francis A. Mancini, “Our review of the quotes provided by Progressive reminds us of

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Consumer brochures

The Institute for Highway Safety has brochures that are downloadable or that you may order.  The brochures available are: Shopping For A Safer Car, About Your Airbags, Need An Airbacy On/Off Switch Probably Not, Kids And Airbags, Beginning Teenage Drivers, Graduated Driver Licensing: Questions & Answers and Vehicle Research Center guide.  Click here to view any of the brochures listed

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Massachusetts Auto Insurance Plan

There has been a lot of information regarding the managed competetion starting April 1, 2008.  The competitive rates, new discounts and the different coverages that consumers will be able to shop for are on everyones minds.  There hasn’t been as much said about MAIP. The Massachusetts Automobile Insurance Plan (MAIP) is an insurance plan for drivers who cannot obtain insurance in the voluntary market.  If

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