No one wants to imagine serious damage to their home, much less its total loss, but that unfortunate (though unlikely) potential makes homeowners insurance a necessity of life. And when you purchase coverage, it’s important to make sure all those personal belongings count—literally. That’s the critical purpose of a home inventory.Read More
Know how to protect your rental property. When you buy a home, you buy homeowners insurance—usually. The exception? When the home you own isn’t for you to occupy. Rental property, whether a single-family home or one split into multiple units, is a whole different ballgame in terms of insurance. Although one or more parties call the place home, homeowners insuranceRead More
Before you measure twice, think twice—and consider the implications Across the nation, it’s happening every day. Executives and editors channeling their inner electrician. Stockbrokers and sous chefs playing professional plumber. Teachers, office managers, personal trainers and innumerable others embarking on a serious building endeavor. And, in many cases, insurance agents cringing for them. Yes, it’s a DIY world out there,Read More
Not every holiday fire is so delightful
Chestnuts roasting on an open fire… candles in the window… despite the lovely images they may elicit, some traditional holiday lyrics should carry a disclaimer: Don’t try this at home!
We’re not trying to dampen spirits (honest!); on the contrary, we want everyone to enjoy a season that’s merry and bright. We just want to make sure the source of that brightness is a safe and well-controlled one. Many of the classic joys we associate with winter holidays—candles, decorative lights, indoor greenery and plenty of home cooking—are also classic fire hazards, making fire safety a key consideration this time of year.Read More
Simple safety measures make for a happily memorable Thanksgiving On Thanksgiving Day, millions of Americans fall into one of two categories: the travelers and the hosts. As to which represents the smaller piece of the furcula (better known as the wishbone; #TurkeyTrivia), that depends heavily on whom you ask. Some would rather spend hours crawling a highway than days cleaningRead More
An ounce of prevention may prevent a pound of headaches As the weather turns cooler—and in New England, downright cold—we spend more time in our homes, and the risk for some types of potentially catastrophic home damage increases. The two most common type of seasonal loss reported by homeowners in the fall and winter months are water and fire damage.Read More