John Dowd Featured on WWLP about Flood Damage
Hurricane Irene left hundreds of homeowners with flooding damange. WWLP recently interviewd John Dowd on what homeowners need to know about flood insurance. Click here to view the story.
Read MoreFEMA May Reimburse Short-Term Lodging Expenses
WESTFIELD, Mass. — Residents of Hampden and Worcester Counties who stayed at hotels, motels or other short-term lodging at their own expense because their homes were damaged in the June 1 severe storms and tornadoes may be eligible for reimbursement of those expenses. Survivors must have had damage to their homes or loss of utilities on or after the June
Read MoreCertificates of Insurance, Evidence of Coverage Forms and Binders
Certificates of insurance, evidence of coverage forms and binders (collectively hereafter referred to as “certificates of insurance”) are intended to summarize insurance policies, including liability limits, in lieu of providing the actual polices to insureds or third parties as proof of coverage. The Massachusetts Division of Insurance (“Division”) has been informed, however, that some insurance companies and insurance producers are
Read MoreTornado Assistance
SBA Assistance SBA provides low-interest business loans of up to $2 million to cover both repair of physical damage and to help a business overcome distaster-related economic injury. Rates will not exceed 4 percent for businesses with no other credit options and repayment terms of up to 30 years are available. If your business property secures and existing mortgage, a
Read MoreRed Cross Assisting Torando Victims
The Red Cross Safe and Well website is being used to track residents who have been displaced by the tornadoes in the Springfield area. It is a free, public communication tool where those affected by disasters can register on the site and post messages that they are safe. Loved ones can then conduct a search on the site to view
Read MoreTornado Assistance
Info for BUSINESSES: FEMA and other federal agencies are currently in the middle of conducting an assessment. This assessment and further federal action may lead to resources becoming available in the future, but nothing as of yet. They’ve provided links to various business assistance agencies that can be found at the link below, but until the fed completes the assessment
Read MoreFuel Oil Remediation Letter To Dowd Insureds Dated October 14, 2010
IMPORTANT NOTICE FOR PEOPLE WHO HEAT THEIR HOMES WITH OIL October 14, 2010 For homeowners and rental property owners of 1 to 4 family homes who heat with oil, Chapter 453 of the Acts of 2008 became effective July 1, 2010. The law requires: The installation of either an oil safety valve or an oil supply line with protective
Read MoreHomeowner Oil Heating System Upgrade and Insurance Law
By July 1, 2010, you must upgrade your home heating system equipment to prevent leaks from tanks and pipes that connect to your furnace. Please click here to read more information on who must take action, who is exempt, why comply, etc.
Read MoreReduce Your Social Host Liquor Liability Exposure
The National Highway Traffic Safety Administration (NHTSA) estimates that nearly 13,000 people per year (about 35 per day) are killed in alcohol-impaired driving crashes. Many of these tragic accidents happen after an inebriated person leaves a party — an event in which the host of that party might be held liable for injuries and deaths to innocent parties. Although there
Read MorePurchase Special Insurance for Your Home-Based Business
The United States has experienced a rapid growth in home-based businesses in the last decade. The U.S. Census Bureau reports that there are now more than 11 million home-based businesses in the country, a figure that is expected to rise in the coming years. But if you run a home business, losses associated with that business may not be covered
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