Collection boxes set up at each branch location throughout the month of May
HOLYOKE, Mass. – The Dowd Insurance Agencies, a leading insurance provider serving New England for more than 118 years, today announced the launch of a cell phone collection drive to benefit The National Coalition Against Domestic Violence (NCADV). The organization, founded in 1978, works to end violence in the lives of women and men through education and advocacy efforts. The donated cell phones will be… Continue reading →
HOLYOKE, Mass. – The Dowd Insurance Agencies, a leading insurance provider serving New England for more than 118 years, today announced David W. Griffin, Jr., has been promoted to vice president of The Dowd Insurance Agencies. Griffin is based out of the Holyoke office and works with the other branches based in Hadley, Southampton, Ludlow and Indian Orchard.
“The Dowd Insurance Agencies is the oldest family-owned agency in Massachusetts,” said David W. Griffin, Sr., “and I am very proud that… Continue reading →
Written by Keith O’Connor, Special to The Republican
HOLYOKE – No story about the Dowd Agencies – the oldest insurance agency in Massachusetts under continuous family ownership – and its tremendous growth over the years can be told without a little background history first.
Like many Irish immigrants who came to settle in Holyoke, James J. Dowd arrived in the Paper City in 1865 to build a better life for himself and his family.
While Dowd worked in a textile… Continue reading →
Have you ever watched a big storm or witnessed an accident on the news that you hope would never happen to you and your business? The truth is you never know when a natural disaster or accident will hit. If it does, is your bottom line covered?
Business income coverage (also known as business interruption coverage), is protection against loss of income or profits. This coverage protects businesses if they have suffered a property loss or damage from a covered… Continue reading →
By John E. Dowd Jr.
Change in the business environment is expected. From regional landscape shifts and government regulations to emerging technologies, international competition, and more, it’s important to consider all the reasons why and how to insure your business.
And while some changes are predictable, others are not, but there are ways to plan for both.
What if you went to the office one morning to find nothing there? A flood, hurricane, tornado, or terrorist attack made it impossible… Continue reading →
HOLYOKE, Mass. – The Dowd Insurance Agencies, a leading insurance provider serving New England for more than 118 years, today announced Jack Dowd will be joining the agency as an Account Executive. The addition of Jack Dowd represents the fifth generation of family to be employed at The Dowd Insurance Agencies.
“It’s a real sense of pride that I feel welcoming my son, Jack, to the family business representing the fifth generation here at The Dowd Insurance Agencies,” said… Continue reading →
Michael G. Rzepka joined The Dowd Insurance Agencies in 1991
HOLYOKE, Mass. – The Dowd Insurance Agencies, a leading insurance provider serving New England for more than 118 years, today announced Michael G. Rzepka is celebrating his 25th anniversary as part of the firm. Rzepka joined The Dowd Insurance Agencies in 1991 with a concentration on commercial sales and has provided a quarter century of local service. For more than three decades, Rzepka has held various positions… Continue reading →
HOLYOKE, Mass. – The Dowd Insurance Agencies, a leading insurance provider serving New England for over 115 years, today announced the appointment of Chief Financial Officer, Jon D. Lumbra. A resident of Holyoke, Lumbra will be responsible for directing the fiscal operations of the business and supervising the accounting department. In addition, he will assist in the planning, establishing and maintaining of current systems and procedures.
“We are pleased to welcome Jon to the team,” said David Griffin… Continue reading →
HOLYOKE, Mass – The Dowd Insurance Agencies, a leading insurance provider serving New England for 118 years, today announced it will enter into a strategic alliance with a subsidiary of The Quincy Mutual Group. Through Quincy Perpetuation Partners (QPP), the new subsidiary, Quincy Mutual will invest in a 20 percent ownership position in The Dowd Insurance Agencies.
A full-service agency, The Dowd Insurance Agencies have been helping people and businesses in western Massachusetts with their personal insurance, commercial insurance,… Continue reading →
HOLYOKE, Mass – The Dowd Insurance Agencies, a leading insurance provider serving New England for over 115 years, today announced that President and Chief Executive Officer of the Dowd Insurance Agencies, John E. Dowd Jr., was selected to serve on the board of directors for the Massachusetts Association of Insurance Agents (MAIA).
Membership in the MAIA is open to independent, licensed insurance agencies doing business as individuals, partnerships, corporations or other forms of business organizations in Massachusetts with 1,300… Continue reading →
By: John E. Dowd, Jr.
Today our entire lives are bundled, we bundle our cable, internet, and phone, and just like shopping at Costco the idea of ordering in bulk or paying for multiple services through one provider brings the price down. The same can be said for insurance policies. Most Americans start driving under their parents insurance and although some have made changes along the way, most drivers do not make mindful efforts to switch insurance policies. As a… Continue reading →
By KATHLEEN MITCHELL
On June 1, Karen Drudi completed her first five-kilometer run.
It was her 55th birthday, and she took third place in her age group. “I call it my marathon, and I have the medal I won hanging on a doorknob at home,” said the executive assistant at Dowd Insurance Agency in Holyoke.
Drudi is proud of her accomplishment, and knows that running a 5K is something she probably would never have attempted on her own. But thanks… Continue reading →
The nationwide shift to EMV is well underway.
EMV — which stands for Europay, MasterCard and Visa — is a global standard for cards equipped with computer chips and the technology used to authenticate chip-card transactions. In the wake of numerous large-scale data breaches and increasing rates of counterfeit card fraud, U.S. card issuers are migrating to this new technology to protect consumers and reduce the costs of fraud.
“These new and improved cards are being deployed to improve payment… Continue reading →
The Dowd Insurance Agencies, a leading insurance provider serving New England for over 115 years, launched a formal wellness program to promote physical and mental health of employees in the workplace and at home. The program was officially announced in February at an annual meeting and a committee was formed to create, implement and monitor the effort to support overall health and morale of participating employees.
“In January, a committee was formed to promote wellness within our work environment.… Continue reading →
In this need-it-now world, the James J. Dowd & Sons Insurance Agency knows how important it is to meet customer expectations. If they don’t, somebody else will. Watch this Success Story to find out how their brokerage is using value-added services to get more business in the door and keep their insureds loyal and satisfied.
HOLYOKE, Mass. – The Dowd Insurance Agencies, a leading insurance provider serving New England for over 115 years, today announced they will host a series of Baystate Blood Donor Program blood drives at their Holyoke facility located at 14 Bobala Road. The first mobile blood drive will be held Tuesday, Aug. 11 from 9 a.m. to 2 p.m. in The Dowd Insurance Agencies parking lot.
With over a century of insurance experience, The Dowd Insurance Agencies has a longstanding history… Continue reading →
“We are very excited to have Nadine join our team of insurance professionals,” said John E. Dowd, Jr., president and CEO of The Dowd Insurance Agencies. “She has a great deal of industry experience and brings a lot of enthusiasm for customer service”
Nadine West, a resident of Goshen,… Continue reading →
The Dowd Agencies, a leading insurance provider serving New England for over 115 years, today announced Account Executive David Griffin, Jr., has received the Certified Insurance Counselors (CIC) designation. This accomplishment is not mandated for the insurance industry, but provides an extensive knowledge-base to benefit consumers.
“Prestigious designations like CIC are essential if you want to be considered among the leaders in our industry. It shows a true commitment to professionalism and excellence in the business of insurance sales. David… Continue reading →
SPRINGFIELD (WGGB) — It seems every week there’s another company that’s been hacked.
Who can forget the massive cyber-attack on Target just before the holiday’s in 2013, when a hacker stole more than 40 million credit and debit card numbers?
Then in April, hackers hit Home Depot and stole 56 million credit card accounts.
More recently, insurance giant Anthem fell victim, leaking 80 million customer social security numbers and other sensitive information.
Those are the big ones – but nearly… Continue reading →
In the wake of the massive computer hacking that hit health insurer Anthem, Inc., insurance account executive Michael Levin of the Dowd Insurance Agencies discusses the dangers and serious financial liabilities many even small companies, businesses and medical offices can face in terms of protecting client and patient information. Watch the full segment on WGBY’s Connecting Point here.
Michael Levin – an Account Executive at The Dowd Agencies spoke to The Berkshire Eagle about the importance of having data breach liability insurance.
PITTSFIELD >> While last week’s data breach at Anthem Health Care conjured up memories of recent attacks on Target or Home Depot, experts say this case could have more serious consequences for consumers.
While the Anthem thieves reportedly did not receive credit card data, they did receive Social Security numbers and other personal information, which… Continue reading →
By MICHAEL LEVIN
When it comes to cyber security and data breaches, no system is infallible. Some of the largest companies in the world have been victims of data breaches. Recently, the Swansea, Mass. Police Department contracted the CrytoLocker computer virus, and paid ransom to gain access to their files.
While large breaches like those at Target, Neiman Marcus, and Yahoo! receive great media attention, smaller breaches occur daily… Continue reading →
WEST SPRINGFIELD/HOLYOKE, Mass. (WGGB) –Tire Warehouse was one of the first places people went after their tires blew on Rt. 5, battling potholes. “We’ve been seeing a lot of damage, Between tires, wheels, the whole thing. People are calling us off the hook, wondering if they have road hazard coverage or not,” said manager Tim Dowley.
In fact, in recent days, John Dowd has seen several people coming into his office in similar situations, wondering if or where the municipality… Continue reading →
How to Reduce Stress and Optimize Outcomes in Filing Insurance Claims
John E. Dowd, Jr. December 17, 2013 Business West
Let’s begin with the premise that insurance companies are in the business of paying claims, pure and simple. However, as most people are aware, the process of filing and then being paid for compensable claims is not always easy or convenient, depending on the size and nature of a claim.
We try to advise our clients at the outset of… Continue reading →
By BILL WALTHOUSE
In any business, the death of a key person can seriously cripple stability.
Therefore, securing a life-insurance policy is an essential part of a business plan regardless of the industry served, and for many reasons.
For example, with life insurance in place, the business can use the death-benefit proceeds to help cover the expense of finding, hiring, and training a replacement, which is often a burden for even healthy… Continue reading →
The Dowd Agencies, a leading insurance provider serving New England for over 115 years, is pleased to welcome Timothy J. Sterritt, as accounting controller at its Holyoke office. Sterritt will play a key leadership role as a member of the senior management team, participating in and directing the agency planning process. He is responsible for planning, establishing, leading, controlling and maintaining systems and procedures to provide timely and adequate financial reporting and controls.
“Tim is an accomplished financial professional and… Continue reading →
Holyoke, MA – The Dowd Agencies is extremely proud to welcome Michael Levin as Account Executive at its Holyoke office. In his capacity, Levin will be developing new long-term relationships with both clients and vendors while also servicing existing insurance policy-holders.
“Michael has demonstrated an ability to perform in a fast-paced entrepreneurial environment making him uniquely suited to the ever-changing insurance industry,” said Robert W. Gilbert, Jr., President of The Dowd Agencies. “His loyalty and dedication to growing a business… Continue reading →
HOLYOKE, MA- The Dowd Agencies, a locally owned independent insurance agency is pleased to announce the appointment of R. Kirk Mackey* as President of Dowd Financial Services LLC (DFS) and its Employee Benefits Division effective February 1, 2013. DFS is a full service financial division of The Dowd Agencies, with over 50 years of combined expertise specializing in employee benefits.
Kirk has been in the financial services business since 1979. Prior to coming to Dowd in 2005… Continue reading →
HADLEY, MA- The Dowd Agencies, headquartered in Holyoke, MA is happy to announce they are moving their Cray-Dowd Insurance Agency office located at 101 University Drive in Amherst, MA to 226 Russell Street (Route 9) in Hadley, MA. The new Cray-Dowd office will be open for business beginning March 13, 2013 and customers can still use the same telephone number (413) 538-7444 to reach them.
“We are thrilled to be a part of the exciting expansion along… Continue reading →
New commercial featuring John Dowd
Find out how Dowd offers truly around-the-clock service…
R.Kirk Mackey recently wrote an article which appeared in Business West. The article is entitled “Know the Numbers”, and in it Kirk reviews some of the recent changes that affect Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs). Read the full article here.
Certificates of insurance, evidence of coverage forms and binders (collectively hereafter referred to as “certificates of insurance”) are intended to summarize insurance policies, including liability limits, in lieu of providing the actual polices to insureds or third parties as proof of coverage.
The Massachusetts Division of Insurance (“Division”) has been informed, however, that some insurance companies and insurance producers are being asked to provide certificates of insurance that purport to amend, extend or otherwise alter the terms of insurance provided… Continue reading →
SBA provides low-interest business loans of up to $2 million to cover both repair of physical damage and to help a business overcome distaster-related economic injury. Rates will not exceed 4 percent for businesses with no other credit options and repayment terms of up to 30 years are available. If your business property secures and existing mortgage, a refinance of that mortgage can be included in the new loan. For more information, call (800) 659-2955 [TTY (800) 877-8339]… Continue reading →
The Red Cross Safe and Well website is being used to track residents who have been displaced by the tornadoes in the Springfield area.
It is a free, public communication tool where those affected by disasters can register on the site and post messages that they are safe. Loved ones can then conduct a search on the site to view the posted messages. To access the website, please go to https://safeandwell.communityos.org/cms/index.php You can enter yourself as “Safe and Well”… Continue reading →
Robert W. Gilbert, Jr., President and CEO has been appointed to the Holyoke Community College Board of Trustees. Click here to read more
Info for BUSINESSES:
FEMA and other federal agencies are currently in the middle of conducting an assessment. This assessment and further federal action may lead to resources becoming available in the future, but nothing as of yet. They’ve provided links to various business assistance agencies that can be found at the link below, but until the fed completes the assessment phase, no one has funds. http://www.springfieldcityhall.com/planning/171.0.html
The Administration is also working with landlords to secure temporary office space… Continue reading →
Frank Moskal Insurance Agency of 28 Parker Street, Indian Orchard, MA has merged with The Dowd Agencies of Holyoke, MA. The name of Frank Moskal Insurance Agency will change to Moskal-Dowd Insurance, Inc. and the quality service and insurance expertise that Moskal clients have known for more than 70 years will continue under this new name.
Moskal Insurance was founded in 1930 by Frank Moskal’s father. Frank ran the agency until recent years and his son Gary J. Moskal… Continue reading →
Mary Ellen Metzger joins the Dowd family.
According to a 2008 study conducted by the Association of Certified Fraud, U.S. businesses lose about 7% of their annual revenues to fraud. This equates to a staggering $994 billion loss each year nationwide to employee fraud. Even worse, occupational fraud schemes are extremely costly to a company’s bottom line, with the median loss in the 2008 study coming in at $175,000!
The three most common categories of employee scams are: fraudulent statements; asset misappropriation; and bribery or… Continue reading →
Insurance buyers are both better educated about the insurance business and far more sophisticated in their insurance demands than ever before. Today, the buyer of insurance-whether an individual providing for a family’s needs or a risk manager of a corporation –knows that an integrated program of insurance protection consisting of property, casualty and liability, life and health insurance is needed. Liability, in particular, is an area that if not properly addressed can have an enormous impact on your company’s balance… Continue reading →
Fear is an important motivator when it comes to buying insurance. We worry about what will happen to assets like cars or homes if they are involved in a disaster, so we buy insurance to help us maintain their financial integrity if something should happen.
But in spite of the fact that insurance is designed for this purpose, sometimes it can’t give us the outcome we expect. That’s not because of something inherently wrong with the policy, but rather it… Continue reading →
Holyoke/Amherst, MA – The Dowd Agencies, a locally owned independent insurance agency announces two new additions to its growing staff. Diane LaFleche and Jim Lawton recently joined the agency and will be working out of the Cray-Dowd Amherst office.
Diane will serve as Cray-Dowd’s Commercial Lines Account Manager/Marketer for the Amherst location. In this role Diane will work with new and existing business insurance clients. She will also assist Dowd’s producers on quoting accounts. Diane is a Certified… Continue reading →
Have you ever thought about what happens to the sensitive data stored on your company computers if they are lost or stolen? What about unhappy employees or cleaning services using private customer information in unethical ways? Click here to read about John E. Dowd, Jr.’s article for Business West on Electronic Data Liability Coverage: How to keep your business protected.