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Personal Insurance, Commercial Insurance, Financial Services, Personal Attention

The Dowd Agencies has been helping people and businesses in Western Massachusetts with their personal insurance, commercial insurance, and financial-planning needs for over a century.

As an independent agency, we maintain strong relationships with many A-rated insurance carriers. This enables us to negotiate on your behalf the best possible insurance protection at a fair price.

We also offer professional advice to help you plan for the future through Dowd Financial Services LLC, a full-service financial and employee-benefits division of The Dowd Agencies.

As a Dowd customer, you will be well cared for. We are not a faceless 800 number; we are active members of the communities we serve, with locations including Dowd Insurance in Holyoke, Cray-Dowd in Hadley, Dumont-Dowd in Southampton, Moskal-Dowd in Indian Orchard, Orchard-Dowd in Indian Orchard and Collins-Dowd in Ludlow. Whichever Western Mass location you choose, you can trust that your team at Dowd will be professional and honest through every step of the insurance process.

24 Hour Online Policy Access
Sign up for 24/7 access to your insurance policy information! Fast, secure service on your schedule.ONLINE CERTIFICATE PRINTING AVAILABLE!* User Guide here.
Personal Insurance

  • Car Insurance
  • Property Insurance
  • Home, Condo & Apartment  Insurance
  • Personal Umbrellas
  • Life & Disability Insurance
  • Valuable Items

Commercial Insurance

  • Auto, Truck & Fleet Coverage
  • Workers’ Compensation
  • Employee Benefits
  • General Liability &Product Liability
  • Umbrella/Excess Liability
  • Pollution Liability
  • Professional Liability
  • Internet/Cyber Liability
  • Worldwide/Global Risk
  • Risk Management Services
  • Employment Related Practices Liability
  • Surety Bonds

Dowd Financial Services LLC

  • Annuities
  • Business Strategies
  • Business Succession
  • Estate Planning
  • Executive Compensation Plans
  • Group Life and Health Insurance
  • Individual Life Insurance
  • Long Term Care Insurance
  • Retirement Planning*
  • Wealth Management*
  • Individual Retirement Accounts*
  • 401(k), Pension and Profit Sharing Plans*

 * Products offered through INVEST Financial Corporation

INVEST Financial Corporation (INVEST), member FINRA, SIPC, a registered broker dealer, is not affiliated with the Dowd Financial Services LLC. Securities and certain insurance products are offered through INVEST and affiliated insurance agencies.

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