Personal Insurance, Commercial Insurance, Financial Services, Personal Attention

The Dowd Agencies has been helping people and businesses in Western Massachusetts with their personal insurance, commercial insurance, and financial-planning needs for over a century.

As an independent agency, we maintain strong relationships with many A-rated insurance carriers. This enables us to negotiate on your behalf the best possible insurance protection at a fair price.

We also offer professional advice to help you plan for the future through Dowd Financial Services LLC, a full-service financial and employee-benefits division of The Dowd Agencies.

As a Dowd customer, you will be well cared for. We are not a faceless 800 number; we are active members of the communities we serve, with locations including Dowd Insurance in Holyoke, Dumont-Dowd in Southampton, Cray-Dowd in Hadley, and Moskal-Dowd in Springfield. Whichever Western Mass location you choose, you can trust that your team at Dowd will be professional and honest through every step of the insurance process.

• Car Insurance
• Property Insurance
• Home, Condo & Apartment  Insurance
• Personal Umbrellas
• Life & Disability Insurance
• Valuable Items

Commercial Insurance

• Auto, Truck & Fleet Coverage
• Workers’ Compensation
• Employee Benefits
• General Liability &Product Liability
• Umbrella/Excess Liability
• Pollution Liability
• Professional Liability
• Internet/Cyber Liability
• Worldwide/Global Risk
• Risk Management Services
• Employment Related Practices Liability
• Surety Bonds

Dowd Financial Services LLC

• Annuities
• Business Strategies
• Business Succession
• Estate Planning
• Executive Compensation Plans
• Group Life and Health Insurance
• Individual Life Insurance
• Long Term Care Insurance
• Retirement Planning*
• Wealth Management*
• Individual Retirement Accounts*
• 401(k), Pension and Profit Sharing Plans*

 * Products offered through INVEST Financial Corporation

INVEST Financial Corporation (INVEST), member FINRA, SIPC, a registered broker dealer, is not affiliated with the Dowd Financial Services LLC. Securities and certain insurance products are offered through INVEST and affiliated insurance agencies.