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At The Dowd Agencies, we take pride in keeping you informed about the latest Dowd insurance updates and other important Massachusetts insurance information.

The Dowd Agencies believe that our best customers are well-informed customers.  We want you to be in-the-know when it comes to such insurance matters as flood insurance, homeowners insurance, safe driving and all insurance news in general.

We encourage you to stay in touch and up to date by visiting the Blog section available to you on our website.

Born to be wild? Check your motorcycle insurance first

Before you get your motor runnin’ and head out on the highway, do you know if you have the right insurance coverage for your motorcycle? The answer may not be as simple as you think.

Coverage requirements vary by state. At a minimum, Massachusetts requires that you carry:

  • Bodily injury to others with limits of $20,000 per person or $40,000 per accident
  • Personal injury protection of $8,000
  • Liability coverage for underinsured automobilists of $20,000 per person or… Continue reading →

Will You Really Be Able to Work Longer?

You may assume you will. That assumption could be a retirement planning risk.

How long do you think you will work? Are you one of those baby boomers (or Gen Xers) who believes he or she can work past 65?

Some pre-retirees are basing their entire retirement transition on that belief, and that could be financially perilous.

In a new survey on retirement age, the gap between perception and reality stands out. The Employee Benefit Research Institute (EBRI) recently published… Continue reading →

Everybody knows your name: the benefits of local insurance agents

If you watch any TV these days, it’s likely you’ve seen the commercials: all matter of wildlife, from ducks to geckos, pigeons to Snoopy, trying to sell you insurance from major national brands. They are often good for a chuckle, and lead you to believe that shopping for insurance is fun and simple­­––a matter of checking a few boxes on an online form. But if you really think about what’s at stake, isn’t it worth spending a little time with… Continue reading →

A personal message from John Dowd, president and CEO

Celebrating 35 years with the Dowd Agencies

Forbes magazine noted that less than a third of family-owned businesses survive the transition from the first generation to the second, and fewer than 50 percent of those successfully transition to a third generation. We clearly broke this mold: The Dowd Insurance Agencies is a fourth-generation, family-owned, leading insurance provider that has had the honor of serving our clients throughout New England for more than 118 years.

I recently celebrated 35 years with… Continue reading →

When the dog bites: do you have the right coverage?

Insurance considerations for dog owners

We are a nation of pet-lovers. The ASPCA reports that approximately 78 million dogs are owned in the United States, and over 40 percent of all households have a dog. It may surprise you, but if you are one of them, it’s something you should talk to your insurance company about.

In Massachusetts, dog owners are liable if their dog causes personal injury and the injured person was not trespassing, committing another infraction, or… Continue reading →

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