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At The Dowd Agencies, we take pride in keeping you informed about the latest Dowd insurance updates and other important Massachusetts insurance information.

The Dowd Agencies believe that our best customers are well-informed customers.  We want you to be in-the-know when it comes to such insurance matters as flood insurance, homeowners insurance, safe driving and all insurance news in general.

We encourage you to stay in touch and up to date by visiting the Blog section available to you on our website.

Rooted in tradition, committed to today: The Dowd Agencies at 120

In 1898, first-generation American James J. Dowd established a humble insurance agency in the heart of Holyoke. The rest, as they say, is history.

It’s an exciting time here at The Dowd Agencies, as we proudly celebrate our 120th year of service to western Massachusetts communities. From those hardy seeds planted by young James Dowd, whose father had migrated to the U.S. from Ireland seeking a better life for his family, The Dowd Agencies has grown into a full-service… Continue reading →

Safety First (Then, Shish Kebabs)

Enjoy a Safer Grilling Season

Right up there with sunbathing and mosquito swatting, backyard barbecuing is one activity that epitomizes summer. But as you plan your flame-grilled fare, plan for flame-related safety, too; nearly 9,000 home fires a year begin with the grill. Sometimes, the simplest safety measures are the most overlooked.

As cookout season heats up, here are a few tips to follow:

Give It Some Space

Like real estate, safer grilling is all about location, location, location—specifically away… Continue reading →

Pool Protection: Insurance and Safety Considerations

Splashing around in a backyard pool can be a refreshing way to cool off on a hot summer day, but before you dive in, make sure you have the right insurance protection and safety precautions in place.

Required Pool Protection

If you have a pool, or plan to get one, be sure it complies with state laws and local ordinances that have very specific regulations about pool fences, gates, locks and latches.

You’ll also want to talk with your insurance… Continue reading →

The Who, What and Why of Workers’ Compensation Insurance

Who Must Carry Workers’ Comp Insurance?

All employers in Massachusetts (and in every other state except Texas) are required to carry workers’ compensation insurance, more commonly referred to as workers’ comp.

What is Workers’ Comp?

Workers’ compensation insurance covers lost wages and medical treatment resulting from an employee’s work-related injury or illness regardless (in most cases) of who was at fault. This includes:

• Medical care

• Replacement income (typically 2/3 of the employee’s average wage, but there are… Continue reading →

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