Pool Protection: Insurance and Safety Considerations

Splashing around in a backyard pool can be a refreshing way to cool off on a hot summer day, but before you dive in, make sure you have the right insurance protection and safety precautions in place. Required Pool Protection If you have a pool, or plan to get one, be sure it complies with state laws and local ordinances

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The Who, What and Why of Workers’ Compensation Insurance

Who Must Carry Workers’ Comp Insurance? All employers in Massachusetts (and in every other state except Texas) are required to carry workers’ compensation insurance, more commonly referred to as workers’ comp. What is Workers’ Comp? Workers’ compensation insurance covers lost wages and medical treatment resulting from an employee’s work-related injury or illness regardless (in most cases) of who was at

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The ABCs of ATV Insurance

Off-road vehicle riding is a popular pastime in Massachusetts and surrounding states, but before you head off road on your ATV (all-terrain vehicle), review the following information to ensure you have the protection you need.

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Boaters Beware! Boat Insurance May Not Be Required, But It Is Essential

New England offers a multitude of lakes and rivers, as well as easy ocean access, for pleasure cruisers looking to take their boats out for fun in the sun this summer. Surprisingly, however, boat insurance is required in only two states. But, just because most states don’t require it, boat owners would be foolhardy to not have coverage that protects their investment and assets.

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Mind the Gap(s)

Insurance policies aren’t all-encompassing Most people assume that if they have homeowners insurance, auto insurance and life insurance, they are protected in case of life’s major emergencies, but that is typically not the case. That’s why it’s important to review your coverage regularly with your agent. Here are a few of the most common gaps in coverage that we find.

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Travel Insurance: One Size Does Not Fit All

It’s important to know what’s covered…and what’s not Vacations can be expensive, and while we look forward to them and plan for the best, there’s a lot to be said for being prepared for the worst. That’s where travel insurance can help. While common insurance policies like home, auto and health provide coverage for the unexpected when you are home,

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Bowl For Kids’ Sake 2018 Event!

On April 24 from 5 to 9 pm at The Riverside Café, 30 Bridge Street, South Hadley, The Dowd Agencies and Sok’s are joining forces to support Big Brothers Big Sisters Bowl For Kids’ Sake 2018. Join us for Open Mic Night, great food and celebrity bartenders Nick, Lynn, Becky and Teri! 20% of all proceeds from this event are

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Dowd at the Palmer Domestic Violence Task Force 5K!

Yesterday The Dowd Agencies participated in the first ever 5K run, walk or strut, organized by the volunteers of the Palmer Domestic Violence Task Force. We are proud to assist in any way we can to raise awareness for domestic violence and are proud of our employees for their participation! Pictured below is some of Team Dowd!   #DOWDPROUD

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