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Monthly Archives: October 2008

MAKE CERTAIN YOUR JEWELRY IS PROPERLY INSURED

Many people overlook the need to properly insure their expensive jewelry, believing that it is automatically covered by their homeowners policy.

While homeowners policies do cover jewelry, this insurance usually is subject to a much lower limit than the overall contents coverage. This reduced limit is called a “sublimit,” and a typical sublimit is $1,500 for loss by theft of jewelry, watches, and precious and semiprecious stones.

If your jewelry is worth more than the sublimit in your homeowners policy,… Continue reading →