Picture this: you’re outside enjoying a nice, hot summer day when suddenly, it turns dark and cloudy. You didn’t check the weather because it’s been sunny all week, but now you’re regretting your lapse in judgment as thunder rumbles in the background, with rainfall sure to follow. Have you made sure your home is protected from potential summer storm damage—and even more importantly, do you know how to keep yourself safe? Read on to learn more about how to protect your home and yourself from summer storms by taking advantage of everything from homeowners insurance to the safety of an indoor space.
In New England, summer storms such as thunderstorms can cause major damage to homes and buildings by bringing heavy winds, strong rains, lightning, thunder and hail. With these weather events in mind, one of the best lines of defense you can take to protect your home is by buying a comprehensive homeowners insurance plan.
Homeowners insurance can vary in terms of coverage but should cover the cost to repair or completely rebuild your house and attached or unattached structures on your property. Typically, homeowners insurance covers storm damage caused by wind, hail and lightning strikes.
In the unfortunate situation where your home is completely unlivable following the damage caused by a summer storm, your homeowners insurance should also cover hotels and other living expenses. That way, you’ll be sure to find a place to comfortably sleep at night while your home is repaired.
Staying Safe During a Storm
So, you have homeowners insurance, but that doesn’t help you and your family stay safe during the summer storm itself! Here are some important tips to keep in mind to stay safe from heavy rain, winds and lightning.
At the first sign of thunder or lightning, immediately seek shelter. Finding an indoor space to ride out a summer storm will help protect you from lightning strikes or falling debris. When inside, stay away from any windows to protect yourself from shattered glass. According to the Centers for Disease Control and Prevention (CDC), when inside during a lightning storm, avoid using corded phones and do not lie down or lean on concrete floors and walls as lightning can travel via the metal inside.
Partner with Us for Homeowners Insurance
If you’re looking to buy a new homeowners insurance plan, or if you need to find out if you have adequate coverage, contact us. Our experienced insurance agents can help you find the plan you need or review your existing insurance. Reach out to us online today to get started.