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A personal message from John Dowd, president and CEO

Celebrating 35 years with the Dowd Agencies

Forbes magazine noted that less than a third of family-owned businesses survive the transition from the first generation to the second, and fewer than 50 percent of those successfully transition to a third generation. We clearly broke this mold: The Dowd Insurance Agencies is a fourth-generation, family-owned, leading insurance provider that has had the honor of serving our clients throughout New England for more than 118 years.

I recently celebrated 35 years with… Continue reading →

When the dog bites: do you have the right coverage?

Insurance considerations for dog owners

We are a nation of pet-lovers. The ASPCA reports that approximately 78 million dogs are owned in the United States, and over 40 percent of all households have a dog. It may surprise you, but if you are one of them, it’s something you should talk to your insurance company about.

In Massachusetts, dog owners are liable if their dog causes personal injury and the injured person was not trespassing, committing another infraction, or… Continue reading →

National Insurance Awareness Day

3 ways to recognize the importance of this oft-overlooked essential

National Insurance Awareness Day falls on Wednesday, June 28. No fireworks. No cookouts. No decorations. Let’s face it, thinking about insurance is not fun. But still, taking a few minutes to recognize this day could have a tremendous impact on your life, and the lives of your family members.

Everyone needs insurance, whether by law (think auto insurance) or by situation (no one wants to leave their family destitute). Regardless… Continue reading →

Personal umbrella policies

What are they, and should you have one?

Personal umbrella insurance policies have grown in popularity, but they aren’t necessary for everyone.

An umbrella policy protects you against a catastrophic liability loss. For example, a major car accident that injures many people or that causes permanent impairment or death may result in liability beyond what a typical automobile policy covers. An umbrella policy sits atop auto and/or homeowner policies to provide higher limits of protection. They often also cover some… Continue reading →

Accidents happen

Do you know what to do if you have a car accident?

Even the best drivers can get into auto accidents. Weather conditions, road work, pedestrians, distractions and other drivers can cause even the most careful driver to crash.

Do you know what to do if you are in a car accident?

Safety first. Whether it’s a fender bender or a major accident, first, check to see if anyone is hurt. Check yourself and your passengers, then check to see… Continue reading →

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