Whether you’re on a business trip, vacationing or your car is in the shop, there are many reasons why you may find yourself behind the wheel of a rental. But before you drive away, you should give your insurance agent a call to discuss if you are covered under your current automotive policy.
Typically, your personal automotive insurance should extend to your rental car. Depending on the state in which your policy is issued, a rental vehicle is… Continue reading →
Get it now, be glad you did later
We’ll be the first to admit it: Insurance isn’t particularly riveting. Don’t get us wrong; we happen to find it quite interesting, and heaven knows it’s important. It simply doesn’t spark much excitement. Not in the way something like a robbery, a serious injury or a lawsuit might. Those things are bound to get the blood pumping—especially if they happen to you.
In a world full of excitement, insurance is… Continue reading →
How auto coverage costs are determined, and how you can help control them
The whirlwind weekends spent online and on lots are behind you at last; you’ve got yourself a new vehicle. You did the math, worked your sales-defense savvy and settled on a manageable loan payment. Hopefully, your number crunching considered that other monthly payment, the one that goes along with this exciting purchase. It’s auto insurance, your financial protection in case of damage, destruction or theft… Continue reading →
We’ve all heard it before: a brand-new car loses 30% of its value when it’s driven off the lot. That means if your car is totaled or stolen, your insurance company will only pay out what your car is worth at the time of the claim. The purpose of Guaranteed Asset Protection—better known as GAP insurance—is to cover the “gap” between what you owe on your vehicle and what it’s worth at the time of the loss.
While GAP… Continue reading →
The most important policy you may think you don’t need
You lock up your home at night. You secure your children in 5-point harness car-seat systems and make sure you buckle up, too. You keep emergency numbers posted on the fridge, right near the phone. Then, with these things in place, you carry on.
And that’s our segue to a discussion on the king of the just-in-cases: life insurance. Understandably, this one tends to stir heebie-jeebies that other safeguards don’t.… Continue reading →