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‘Tis the season to think safety

Not every holiday fire is so delightful Chestnuts roasting on an open fire… candles in the window... despite the lovely images they may elicit, some traditional holiday lyrics should carry a disclaimer: Don’t try this at home! We’re not trying to dampen spirits (honest!); on the contrary, we want everyone to enjoy a season that’s merry and bright. We just want to make sure the source of that brightness is a safe and well-controlled one. Many of the classic joys we associate with winter holidays—candles, decorative lights, indoor greenery and plenty of home cooking—are also classic fire hazards, making fire safety a key consideration this time of year. Continue reading →

Give thanks, stay safe

 Simple safety measures make for a happily memorable Thanksgiving

On Thanksgiving Day, millions of Americans fall into one of two categories: the travelers and the hosts. As to which represents the smaller piece of the furcula (better known as the wishbone; #TurkeyTrivia), that depends heavily on whom you ask. Some would rather spend hours crawling a highway than days cleaning to in-law standards, while others wouldn’t trade their homey kitchen traditions for all the pumpkin pies on Earth. In… Continue reading →

What to expect during an auto claims inspection

A simple process to ensure your claim is covered

There is a reason why the phrase “accidents happen” is so cliché: because it’s so true. And when it comes to car accidents, it’s especially true on the icy roads of New England in fall and winter. If you’ve been fortunate enough to have never had a car accident, congratulations! Still, knowing what to expect during an auto claims inspection may still come in handy someday.

Documenting damage

If you are… Continue reading →

Reducing your risk of homeowner insurance hazards in fall and winter

An ounce of prevention may prevent a pound of headaches

As the weather turns cooler––and in New England, downright cold––we spend more time in our homes, and the risk for some types of potentially catastrophic home damage increases.

The two most common type of seasonal loss reported by homeowners in the fall and winter months are water and fire damage.

Water damage

Unfortunately, water damage caused by frozen and burst pipes can be all too common in our region. Here… Continue reading →

Love that dirty water? Not when it’s in your home

3 misconceptions about flood insurance

In Massachusetts, we enjoy the classic rock hit “Dirty Water,” especially during baseball season in the summer. But it’s a whole different story when that dirty water invades your home.

According to the Federal Emergency Management Agency (FEMA), flooding is the most common natural disaster in the United States, affecting every region and state. Yet there are many misconceptions about flood insurance, and you might mistakenly believe your home is covered when it’s not.

Misconception:… Continue reading →