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The ABCs of ATV Insurance

Know the Rules of the [Off] Road

Off-road vehicle riding is a popular pastime in Massachusetts and surrounding states, but before you head off road on your ATV (all-terrain vehicle), review the following information to ensure you have the protection you need.

ATV regulations vary by state, so it’s important you check out what’s required in the location where you’ll be riding. For example, in Massachusetts:

• all vehicles must be registered

• riders under age 18 must complete an… Continue reading →

Boaters Beware! Boat insurance may not be required, but it is essential

New England offers a multitude of lakes and rivers, as well as easy ocean access, for pleasure cruisers looking to take their boats out for fun in the sun this summer. Surprisingly, however, boat insurance is required in only two states, both of which are landlocked but have plenty of lakes and rivers: Arkansas and Utah. But, just because most states don’t require it, boat owners would be foolhardy to not have coverage that protects their investment and assets.

There… Continue reading →

Mind the Gap(s)

Insurance policies aren’t all-encompassing

Most people assume that if they have homeowners insurance, auto insurance and life insurance, they are protected in case of life’s major emergencies, but that is typically not the case. That’s why it’s important to review your coverage regularly with your agent. Here are a few of the most common gaps in coverage that we find.

Homeowners Insurance

The homeowners policy you took out when you first purchased your home will likely not provide enough coverage… Continue reading →

Travel Insurance: One Size Does Not Fit All

It’s important to know what’s covered…and what’s not

Vacations can be expensive, and while we look forward to them and plan for the best, there’s a lot to be said for being prepared for the worst. That’s where travel insurance can help.

While common insurance policies like home, auto and health provide coverage for the unexpected when you are home, they often don’t apply when you travel––especially if you travel outside the country.

There is no such thing as a… Continue reading →

Bowl For Kids’ Sake 2018 Event!

On April 24 from 5 to 9 pm at The Riverside Café, 30 Bridge Street, South Hadley, The Dowd Agencies and Sok’s are joining forces to support Big Brothers Big Sisters Bowl For Kids’ Sake 2018. Join us for Open Mic Night, great food and celebrity bartenders Nick, Lynn, Becky and Teri!

20% of all proceeds from this event are being graciously donated by Riverside Café in support of our kids. We hope you’ll stop by to support this great event!