When you buy a home, you buy homeowners insurance—usually. The exception? When the home you own isn’t for you to occupy.
Rental property, whether a single-family home or one split into multiple units, is a whole different ballgame in terms of insurance. Although one or more parties call the place home, homeowners insurance typically does not provide appropriate coverage for a residence that primarily generates rent. That’s why someone (surely some brilliant forbear… Continue reading →
Across the nation, it’s happening every day. Executives and editors channeling their inner electrician. Stockbrokers and sous chefs playing professional plumber. Teachers, office managers, personal trainers and innumerable others embarking on a serious building endeavor.
And, in many cases, insurance agents cringing for them.
Yes, it’s a DIY world out there, thanks largely to social media, marketing campaigns and wildly popular television shows—indeed, enough to warrant an entire new network—devoted to… Continue reading →