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Everybody knows your name: the benefits of local insurance agents

If you watch any TV these days, it’s likely you’ve seen the commercials: all matter of wildlife, from ducks to geckos, pigeons to Snoopy, trying to sell you insurance from major national brands. They are often good for a chuckle, and lead you to believe that shopping for insurance is fun and simple­­––a matter of checking a few boxes on an online form. But if you really think about what’s at stake, isn’t it worth spending a little time with someone who knows you and your personal situation, and who will work to get you the customized coverage you need to protect you?

When you’re looking for the best insurance quote, remember that one-size-fits-all coverage does not exist. That’s the advantage of working through a local insurance agency. We explain your various coverage options and take the time to get to know you and your individual circumstances so we can recommend the coverage that protects what you value most, at a price you can afford. As a result, you’ll be better equipped to make wise decisions about purchasing insurance coverage.

Our licensed professional agents represent 25 insurance carriers, which gives us greater flexibility and allows us to find the best combination of coverage and cost to protect your assets. Since we have no obligation to promote a particular product or company, you can count on our professional advice to help you make the right choices.

At The Dowd Agencies, we offer a full complement of insurance products so we can help you with home, condo and renters insurance; auto, motorcycle, RV and boat insurance; business and group health insurance; life insurance, including estate and legacy planning; and specialty umbrella policies.

Most insurance is regulated at the state and city/town level, which also gives your local insurance agency an edge when developing your coverage. Our experienced agents will sometimes have advice or information that you just wouldn’t get from a national company. We’re also part of your community, so we’re more aware of the risks and challenges you face day to day. This also means we’ll do our best for you, and when you have a claim, we’ll be by your side.

Remember, your insurance needs will change throughout your lifetime. Please contact us anytime to review your coverage to make sure you have the most appropriate protection. We have offices in Holyoke, Hadley, Southampton, Indian Orchard and Ludlow.