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Monthly Archives: June 2008

ARE THE LIMITS OF INSURANCE FOR YOUR HOME ACCURATE?

Is the amount of property insurance on your home correct? What is the appropriate amount of coverage for your home? To begin with, it should be insured for at least 80 percent of its replacement cost when covered under a standard homeowners policy. Replacement cost refers to the amount necessary to repair or replace damaged building parts with items of like kind and quality. Some insurance companies even require 90 percent or higher figures when the guaranteed replacement cost option… Continue reading →

Cell Phone and Safety Belt Laws By State

If you wonder as you pass through a state what their laws are regarding cell phone use and the use of seat belts, this list with some of the states should help:

State Cell Phones Safety Belts
     
Connecticut Hand-held phones may not be uses while driving Required for drivers and front-seat passengers; standard offense
Delaware No restrictions Required for driver and all passengers; standard offense
Maine No restrictions Required for driver and all… Continue reading →